[The CyberPoet]

I own an agency in California...

A motorcycle written on a typical auto type policy behaves very differently than a "specialty vehicle" policy - which is designed to provide more coverage specific to riders.

Q: Can you clarify on this point some more?

Thanks!
=-= The CyberPoet

__________________________________________________ ________
CyberPoet's Katana Maintence and Upgrade Parts Offerings
The Best Metal Steel Aluminum Motorcycle Tire Valves in the World, plus lots of motorcycle & Katana (GSX600F / GSX750F) specific help files.

[katanawarrior]

I have progressive, 500/500 deductible, I pay 43$/month on my 03' SV650S ... but this did remind me to check into their theft policies.

[LAsunbird86]

I have State Farm full coverage with $100 deductable on the ZX-14 and the Cbr600rr. I pay $70 / month.

Also, I don't have anything else insured with them, just my bikes

wow. state farm is raping me.

entire family, boat, brothers bike, brothers and parents houses are covered...and Im at 120ishmo with $1k deductible.

(didnt know about the $1k deductible until someone knocked my bike over...)

[Maxxrox]

Hm.

I have State Farm, comprehensive. Higher deductible ($400, if memory serves), but I'm only payin' $262 per year.

Turning 25 helps =)

I hear marriage does, too. But I think I'll pay the single's premium. Hella cheaper *laughing*


--B

[LAsunbird86]

Turning 25 helps =)




--B

I hear it does...frick. 2 more years.

[ADyingBreed]

ummm. currently.... health insurance. lol

i dont have vehicle insurance on any vehicle i have right now because well, none of them work lol. i drive my parents van and thats insured for me simply because i live under their roof.

[LAsunbird86]

haha, I wish i had health insurance. then I could get this weird chest thing checked out.

Oh well, all my $$ goes to school, after I graduate I can worry about living

[hardlydangerous]

Basic with fire/theft

[ADyingBreed]

haha, I wish i had health insurance. then I could get this weird chest thing checked out.

Oh well, all my $$ goes to school, after I graduate I can worry about living

I love only paying 20 a paycheck for GREAT health insurance.

[LAsunbird86]

I love only paying 20 a paycheck for GREAT health insurance.

I used to as a full time tech...but I had to quit to go to school.

[ctrailfreak]

Progressive...
$300.00 a year
$100.00 deductible
$100,000.00/$300,000.00 uninsured coverage just in case someone hits me and runs....
$100,000.00/$300,000.00 coverage on medical and property
$10,000.00 extra hospitalization coverage on myself and anyone riding my bike.
Fire, theft, or vandalism is also covered but I opted out on my 91 being covered in case I crash it.
$1,500.00 for extra add ons and custom parts.

I decided to get good insurance, just in case something bad happens and my family is left without me to pay the bills. Or I get hurt and my medical insurance decides they won't cover it.
ALSO.... I have AFLC Accidental insurance as a added backup. That's only $20.00 extra a month for my family of 5.

I have a perfect driving record and my credit isn't bad, as that also comes into play with higher insurance rates now days....
I've been hit by another driver and know bad things can and do happen. Sometimes not enough insurance is worse than the accident itself in case you get sued. Basic liability doesn't cover jack and they can come back and sue you for all damages if it turns out to be your fault

[medic6t9]

$900/yr full coverage on 05 750 Kat

[ADyingBreed]

its 485 for basic liability on my 96 kat 600 with geico.
full coverage would be far too expensive for me. I remember getting quotes for like a 2006 ninja 650 and for full coverage it was like 10k a year for me. thats ridiculous but its also a tactic to keep them from having to pay out for the squids.