Freakin legal mafia . I frikking HATE Progressive , too ! They raised my rate by like 120% (I dunno , but it was MORE than double) for no apparent reason a few years ago . Geikco (sp?) gets my money , now . Stupid insurance people
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I can't complain about mine. They are pretty reasonable. It is just a meduim sized broker. I am insured with Mississquoi and have been since the day I started driving...24 years ago. I have been with the same broker for 20 years, so I am considered a "valued customer"...especially since my only claim to them was a windshield about 10 years ago.
My rates are as followed:
92 1100 Kat..coverage is fire, theft vadalism, 1 million liability...$130 plus tax
93 1100 Kat...same coverage....$140 plus tax
93 Volvo 850 GLT...same coverage but 3 million liability....$160 plus tax
Renters insurance with $40k coverage....$240 plus tax.
$670 a year for everything.
Want a good tip? If you bike is 2-3 years old and you are a relatively good rider, don't waste your money on full coverage. Go with fire, theft and vandalism only. It doesn't make much sense to insure a $5k bike at $1k a year in premiums. If you go 2-3 years like that, you have pissed away half the value of the bike.
If I happen to wreck my bike, it will not be claimed as wrecked. It will be tossed on a trailer and brought home to the garage....and then the cutting torch comes out and it gets cut up into little pieces. Then a call will be made to the cops to file a report on how my bike just happened to be gone when I woke up in the morning.
I know this is not ethical....but show me one ethical insurance company and I will follow the rules.
And before I hear any "blah blah" about this being the reason rates are so high, just remember that my only claim in 24 years of riding has been a windshield. So with all the premiums I have payed out in this time, my conscience will be clean if I have to use my method.I don't have a short temper. I just have a quick reaction to bullshit.
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