[Jax]

I'm in Canada so it's different ... I pay 375$ a year but I do have full coverage ....

05 Kat and well I'm 41

Is that a picture of you on your bike in your profile??? If it is WOW ....you look great for 41...actually I thought the person in the picture was in her late 20's early 30's...hubba hubba...

[katana21549]

man some of you guys are paying too much, im 20 and have a clean record, mines only about 180 a year not that bad..

[KatanaBlack]

Insurance rates have a lot to do with crime rates in your area. Some of your insurance rates are higher because of the increased crime rate.

[TheFuzz7532]

Yea, i think some i'm getting a decent price on my insurance through State Farm.

Age: 17
Bike: 600
Company: State Farm
Policy: Liability
Rate: ~$100 a year

I'm on my own policy, so i'm not getting any discount or what not from being on a parents.

[brooder]

Age: 29
Bike:600
Company: Progressive
Policy: Full Coverage
Rate: ~$658/year.

I got hit because it's not enclosed when not being ridden (carport). It dropped after having the bike for a year and I'm hoping it'll drop again after my birthday next summer.

[Wade-Kat600]

some rates are also higher due to traffic conditions, speed violations in the area (not just yours), accident rates in the area (not your accidents - someone elses), income for the region (go figure), and theft.

Lets also not forget that places in the west coast area (nevada, arizona, california) you can ride all year - where places where you can only ride a few months out of the year tend to have lower insurance.

[mjroby]

Motorcycle insurance is cheap in Louisiana.

1997 Kat 600
Geico
lowest liability allowed by Louisiana law
54 yrs old Married


$67.00/year

//Michael J

[POP944]

I've never seen the logic for getting anything more than liability on a bike. They're cheap enough to fix if you should happen to have a wreck. I trust insurance companies about as much as I trust e-mails from Nigerian princes wanting to give me free money or politicians.

Think I'm about $325 or so a year - 35 y/o, no accidents or tickets in the last 3 years, etc. It's Progressive (which kind of shocked me, since their vehicle rates suck so badly).

[robo4642]

Wow just about everyone has a way better rate than me.
Age 23
one ticket in last 4 years (not reckless)
Insured through geico
650 range for liability
also have two other vehicles insured through them.
married
dont get it, my 92 ford F150 is $25 a year for liability. So I guess I can do more damage with my 400lb bike than my 3000lb truck. I mean after all, all liability covers is damage you do to others.

[KD5LFH]

Insurance Company: State farm
Age: 22
No tickets (on record)
2005 Katana 600
Full coverage: $548 per year

I was quoted $228 a year for liability only but decided I wanted to have collision for at least the first 6 months of driving (first bike)

I have been with state farm since I was 15

I also have a 2002 turbo jetta and a 1965 MG midget insured with them along with a life insurance policy, but the woman at state farm says the multi-vehicle discount does not apply to motorcycles.

To the best of my knowledge State farm charges based on engine size only, meaning I could upgrade to an R6 for the same amount.

[ba82]

Progressive

Progressive
Sothern California
$423.00 per year for liabiality
1990 Katana 750
1 speeding ticket, 1 seatbelt ticket
24 Y/O

[ronin]

Maybe I should move out of South Florida (one of the crime capitals of the world not to mention one of the "worst driver" capitals of the world)....

I pay $1,107 per year (full coverage with Progressive)

married, over 25, no tickets, secured enclosure for storage, 06 kat 750

just for giggles i got a quote from my insurance agent for the following bikes:
06 GIXXER 600: $1,750 per year
06 BUSA: $3,007 per year[/img]

[slayergsxf1]

Progressive 74 bucks a year..