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One Month Old Kat, 1600 Miles and now its totalled.

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  • One Month Old Kat, 1600 Miles and now its totalled.

    This was a bad weekend. I bought my Kat brand new with .5 mile on it. one June 27th. It's was my first bike ever and I loved riding it. I put a good bit of miles on it in the first month of ownership.

    Last night I went to a friends house to have a good time. When I got there a good lifelong friend of mine asked if he could take my bike for a ride. I've seen him ride before and he even drove mine once before. It was getting dark out and I was a little uneasy at the thought but I trust him with my life let alone of piece of proerty.

    I gave him my jacket and helmet and said don't be long and don't raise hell. He hasn't rode it in a while but he said alright and when he left the driveway onto the road he wound out first and second and was shifting into third as he was cresting a hill. We heard him shift into fourth and then we couldn't hear it anymore.

    We (other friends and I) thought he was just out of our sound range when My phone rings. It was Him. Upset, but talking to me. I knew it wasn't good. We piled into a friends van and hauled ass about a half mile down the road. He was shooken up, but my helmet saved his life and my jacked saved his arms. His knee was ripped open down to the patella and you could see the top plate. We rushed him to the ER where he got 21 stiches in his knee and thats it. Save for a little bit of road rash on his hands. After dumping the bike at 90+ I'm still glad my friend is still alive.

    He was more shooken up about the bike than himself. but materials can be replaced. I haven't even made a payment on it yet. And I'm not sure if insurance will cover it or not. My mind is going so many different ways at once it's not even funny.

    The bike Im sure is totalled. All of the fairings are cracked. Tail light and one turn signal is broken, winshield, mirrors, the handlebars when straight the wheel is pointing to the left at about a 40o angle, The rear tire is set to the right of the fender about 4 inches. It's pretty bad.


    So moral is be smart and trust your instinct. Don't let your dumbass friends take your stuff.







  • #2
    First, I don't think it's totalled. Second, there goes your insurance rates, especially if you had full coverage.

    Third, your friend is an idiot. He hopped on the bike and wound it up right outa the driveway without very much experience. He's an idiot.

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    • #3
      So sorry for your bike but also glad your friend was not badly hurt. Yesterday I lend my bike to a friend of my hubby who never rode anything but customs in her life ... I was a little uneasy but she rode quite safely and brought the bike back without a scratch. Lending our bike .... some does .. some does depending on who it is ... and some absolutly DO NOT !! All are good answers. If your friend has the proper driving license I don't see why insurance would not pay ... cars are usually covered when another driver is behind the wheels.

      Anyways hope everything will work out for the best both for you and your friend
      Guylaine
      Try and keep up now






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      • #4
        Thats sucks.... Just by looking at it and I may be wrong but it may not be totaled. Also if your friend had a license it shoudl be good and insurance will cover it if not hmmm you could lie and say you were driving it( I wouldn't ) Sorry about your lost at least your friend is ok and really that is all that matters at this point. Bikes can be replaced/repaired friends can't.
        "Wait you are hitting me for something I might do"

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        • #5
          Sorry for your loss. Tough situation here. As for me, there are only two people I'd let ride my bike because I've known them a long time, seen them ride many times, and I know they have sufficient funds to fix anything they'd do to my ride. I'd trust both with my life. As for anyone else, even those I'd consider good friends, not a chance.

          If people think I'm selfish, that's too bad. It's like loaning a friend money. It either works out or it ruins a relationship for a lifetime.
          2006 750 Red/Silver Kat.

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          • #6
            I'd tell your friend he just got him a 2006 suzuki katana with low mileage and few scratches.

            I wouldn't turn it in on insurance, just demand that he pay off that bike and go buy you the EXACT bike from teh local shop. No if and or buts. Good your friend is alright, My boss recently moved my bike at work, and i found him and he said something and i was like well i went outside and my bike was on the ground, his face was in dismay and i was like no it wasn't, he said that isn't funny, i said your telling me, but i know it would be fixed to perfect condition or replaced by midday the next day, he was like how, i said not my problem you would have to worry about it, not me, just give me a call when to pick it up.

            But i would just make your friend replace the bike, not fix, replace. Don't turn it in on insurance either.

            “Programming today is a race between software engineers stirring to build bigger and better idiot-proof programs, and the universe trying to produce bigger and better idiots. So far, the universe is winning.”

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            • #7
              Letting someone borrow your bike has NOTHING to do with how good of friends you are, or they done this for you, or they would take a bullet for you....it's only about how good of a RIDER they are that you've SEEN, otherwise, you're endangering them because most noobie rider don't have any idea how 'good' or bad of riders they are.

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              • #8
                Sorry to here about the bike but like everyone else said at least your friend is ok but the bike should be fixable

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                • #9
                  I don't let anyone ride my bike, and I don't care what they think of me because of it. If my bike get damage I want to be the idiot riding it, and not someone that is not on my insurance.

                  Plus I will feel bad if someone lose his life because I din't have the power to say no.
                  -------------------------------------------------------
                  is good that he is ok, but it is bad that you will be at the bad end of all this situation. But if you trust him your life that means that we will at least cover the fix or help you with the payments.

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                  • #10
                    That's not a 90 mph drop... or he was trapped between the bike and the ground.

                    Now, to review your options and what IMHO you should do:

                    If he owns any vehicle, have him contact his insurance company instead of yours and explain it to them. You may want to write up a jiffy contract that makes him legally responsible for the ride and have him sign & back-date it (use a rental car contact to guide you).
                    Legally, in most states, borrowing a vehicle for independent operation is treated the same as a rental vehicle (driver's insurance is responsible for coverage, not owner's insurance).

                    Good Luck with that!

                    Cheers,
                    =-= The CyberPoet
                    Remember The CyberPoet

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                    • #11
                      tough break. I agree with every one else, HE (or his insurance) is responsible for replacing your bike.

                      I would only let a select few ride my bike. Jimmie has ridden it because I know what kind of ability he has and I trust him.

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                      • #12
                        this is exactly why I never lend my bike. I don't care who it is. Even my own bro....regardless of the deal we always had to share things. When he does ask to ride my bike, I just start with the "be careful of this...and watch that...and don't ....".
                        He gets so fed up he says F it.

                        I don't lend my bike...period.
                        And I never ask to try anyone elses, and refuse when they offer.
                        Basically the same rules as I have with women....I don't lend or share.
                        I don't have a short temper. I just have a quick reaction to bullshit.




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                        • #13
                          Originally posted by Mojoe
                          Basically the same rules as I have with women....I don't lend or share.
                          Unless you're lending/sharing with another woman.......and you get to watch/participate.

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                          • #14
                            Originally posted by Junior
                            Originally posted by Mojoe
                            Basically the same rules as I have with women....I don't lend or share.
                            Unless you're lending/sharing with another woman.......and you get to watch/participate.
                            well of course...there are always exceptions to the rule.
                            so i guess with the bike it would be if you just won the lottery and are going to pick up your winnings but have no ride....and you f'in well better remember how big a favor it was to lend you the bike
                            I don't have a short temper. I just have a quick reaction to bullshit.




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                            • #15
                              i dont think its totalled either. i definitley wouldnt turn it in to your insurance. lets see how good of a friend he really is. he is responsible. 2 people can ride my bike, they both have more experience than i do and total respect for the road, plus when their on my bike i'm on thiers, both of which are worth more than mine.


                              Walter Sobchak: You know, Dude, I myself dabbled in pacifism once.

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