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Repainting kat that's still under payment?

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  • Repainting kat that's still under payment?

    What are the usual guidelines as far as repainting a bike you still have a loan on? I'm itchin for some custom color lol

  • #2
    i think you can pretty much do whatever you want to it as long as you don't stop paying your note. you could demolish the crap out of it as long as the bank gets their money every month.

    Long Live the D

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    • #3
      The bank owns the note. You own the bike.
      If you fail to pay the note, they get to take the bike (which legally consists of the frame and anything bolted to the frame at the time of repo).
      Until that time, it's your bike and you can do anything you want to it.
      Including repainting it, modifying it, disassemblying and reassembling it, swapping engines, making repairs, etc.

      Cheers,
      =-= The CyberPoet
      Remember The CyberPoet

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      • #4
        if i could stand to be without it, which i can't during the riding season, i think i'd wanna get it repainted like an emerald green or metallic green sorta llike my 01 sunfire but i'd hate to be one of "those guys" that have the same color for every vehicle. Yet i'm in love with metallic green

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        • #5
          Doesn't change anything with your loan other than if you should find yourself in a repo situation depending on the type of agreement you signed you may owe more than the remaining loan value after the sale. If the bike is "modified" it will ultimately lower resale (or in this example auction) value and therefore leave a larger unpaid balance that they come after you for.

          Again, it's going to depend on your loan agreement and laws of your state concerning secured loans. Some loans will restrict modifications to a vehicle until you pay a certain percentage of ownership (loan balance). You are free to do whatever you like with your bike though as long as you are paying the bills. Just dont default and it won't matter.
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          • #6
            Originally posted by redkat06
            if i could stand to be without it, which i can't during the riding season, i think i'd wanna get it repainted like an emerald green or metallic green sorta llike my 01 sunfire but i'd hate to be one of "those guys" that have the same color for every vehicle. Yet i'm in love with metallic green
            one of the nicest custom painted bikes (colour wise) I've seen is this green here:


            that bike is 50x nicer in person than this picture. that bike makes me drool e'erytime I see it. it was up for sale and I was thinking of getting 'er but I decided that I'd wait abit before I go to a nawsed out bike
            - It is a mistake to think you can solve any major problems just with potatoes.

            - Anyone who is capable of getting themselves made President should on no account be allowed to do the job.

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            • #7
              gix 750?

              My current ride of choice

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              • #8
                I have no ideas what the guidelines are, but I can tell you that I went out and bought a brand spankin' new dodge dakota in 1990, and within a month at least 4 other people from my small little town bought the exact same truck....in the same color. There were at least 5 of us with one....and one was a young kid who was always raising hell with his. He dug up the soccer field at the elementary school, and I got blamed for it......so in the garage mine went and a total "off frame" paintjob was done. The truck was like 7-8 months old.
                The corker was that I painted it a nice charcol gray so that it would be unique....then dumbass chrysler introduced a gray model for 91....the bastards.
                I don't have a short temper. I just have a quick reaction to bullshit.




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                • #9
                  Originally posted by Kanati
                  gix 750?
                  aye
                  - It is a mistake to think you can solve any major problems just with potatoes.

                  - Anyone who is capable of getting themselves made President should on no account be allowed to do the job.

                  Comment


                  • #10
                    Originally posted by Kanati
                    gix 750?
                    painting a Gixxer green...but as Slim stated...the bike is GORGEOUS in person (paint is flawless).



                    Comment


                    • #11
                      Originally posted by paradoxmd
                      i think you can pretty much do whatever you want to it as long as you don't stop paying your note. you could demolish the crap out of it as long as the bank gets their money every month.
                      exactly!

                      my bike is completely demolished. ridable, if youre crazy like me.... but they dont care cause im makin my payment.

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                      • #12
                        buddy of mine bought a brand new F150.. but new rims and tires on it as soon as he bought it..now everytime it goes into the shop for any work he's gotta change the wheels back to the factory or risk voiding his warranty..

                        just food for thought.

                        Comment


                        • #13
                          Originally posted by WildKat
                          buddy of mine bought a brand new F150.. but new rims and tires on it as soon as he bought it..now everytime it goes into the shop for any work he's gotta change the wheels back to the factory or risk voiding his warranty..
                          Please have your buddy google for "magnuson moss" and read US Code - Title 15, Chapter 50, Sections 2301-2312. The authoritative answer is in http://www.ftc.gov/bcp/conline/pubs/...s/warranty.htm. A useful summary is "Legally, a vehicle manufacturer cannot void the warranty on a vehicle due to an aftermarket part unless they can prove that the aftermarket part caused or contributed to the failure in the vehicle (per the Magnuson Moss Warranty Act (15 U.S.C. 2302(C))."

                          That means the shop can't refuse warranty coverage for a wiper motor or air conditioner or engine problem, on grounds of non-standard wheels. They might refuse warranty coverage for wheel bearing or suspension problems, if they're related to the dimensions or weight of the non-standard wheel+tire combo.

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